Quick answer
Ask your bank for its current domiciliary account requirements. Common requests include valid ID, BVN, NIN, passport photo, utility bill or address proof, completed forms, and references depending on the bank/account type.
Questions to ask before opening
- Which currencies are supported?
- What are the inflow and withdrawal rules?
- Are cash deposits allowed?
- What card or transfer fees apply?
- Can you receive international transfers directly?
- What exchange-rate rules apply if you convert to naira?
Safety note
Use licensed banks and official channels. Be careful with third parties promising special dollar rates, fake transfer receipts, or account-opening shortcuts.
Related: Dollar account guide, Exchange rates, Bank charges.