Quick answer
Before accepting a job offer, compare gross salary, net pay, PAYE, pension, allowances, health cover, leave, work mode and probation terms. Negotiate with evidence, not pressure. Ask for changes in writing.
This guide is written for Nigerians who need a practical next step. It gives the direct answer first, then shows what to verify, what to prepare, what mistakes to avoid and which related Explainer.NG pages can help.
What to check before negotiating
Do not negotiate from only the headline salary. A higher gross salary can still feel disappointing if deductions, transport, work tools or commute costs are heavy.
Use take-home pay estimates to understand what enters your account after likely deductions. Then compare the offer with the role scope, market, location and your current situation.
- Gross salary
- Estimated net pay
- PAYE and pension deductions
- Transport, data, medical and lunch allowances
- Hybrid or onsite cost
- Probation period
- Notice period
How to ask for more money
Keep the message short and specific. Thank the employer, restate your interest, then explain the revised number or benefit you are requesting and why.
If the company cannot increase base salary, you can negotiate sign-on bonus, review after probation, transport allowance, remote-work support, paid certification or extra leave.
Offer-letter risks
Always ask for the final offer in writing. Verbal promises about salary review, allowances or remote work can become disputes later.
If the offer mentions non-compete, bond, training repayment, relocation or unusual deductions, read carefully before accepting.
Checklist
- Calculate net pay
- List benefits
- Compare commute and work costs
- Request a specific number
- Get final terms in writing
- Keep the tone professional
People also ask
Should I negotiate after receiving an offer?
Yes, if the offer does not match the role, market or your minimum acceptable pay.
Should I mention personal financial pressure?
Use market value and role scope first. Personal pressure is usually less persuasive.
Can I negotiate benefits instead of salary?
Yes. Benefits can materially change the value of an offer.
What is gross salary?
Gross salary is pay before deductions such as tax and pension.
What is net salary?
Net salary is what you receive after deductions.